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CO Insurance Specialist

6990 W. 38th Ave. #200
Wheat Ridge, CO 80033

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Home Plumbing Disaster and Coverage

Plumbing leaks and related disasters typically don’t happen out of the blue. A typical home plumbing system in Wheat Ridge, CO is under pressure with forced water fed by a city or county water municipal system. As a result, when a leak occurs, the pressure continues to work at it constantly, making what would normally be the passing of a few drops far more within a bit of time. Eventually, the pressure overcomes the joint or leak break, and bursts through as the leak becomes weaker than the rest of the pipe line.

Fortunately, plumbing systems are considered internal to a home and part of its inherent structure. So an original plumbing system for a home that has a bad leak burst flooding a room would likely be covered or addressed under most homeowner’s insurance plans and their language.

However, a home with a modified plumbing system, such as a water treatment or filtration system connected would change the nature of the home’s original plumbing. And changing the nature of the water mineral content can have significant effect on the lines. Unless the policy provider was updated with the change, a claim denial could occur when it’s found that a modified system had a disastrous leak. So any major plumbing changes need to be noticed and updated after installation, not after the line break and repair.

For those in the Wheat Ridge, CO region who have questions about bad water leaks, internal flooding, and plumbing, expert answers can be obtained from the CO Insurance Specialist. Their team of agents and staff have experience with a variety of plumbing issues as well as how different homeowner’s insurance package work and what they cover. Don’t wait for a plumbing accident to be your learning experience about home leaks and coverage. Find out by calling the CO Insurance Specialist today.

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