As a Wheat Ridge, CO homeowner, you probably have multiple questions and concerns when it comes to finding the perfect home insurance plan. Well, you’re not alone. Many homeowners are frustrated by a lack of home insurance understanding.

Fortunately, it’s not as complicated as you may think. To get you oriented, here are 4 important figures that you should always know when choosing a home insurance plan.

Your homeowners premium

After discounts are applied, your homeowners premium is the complete total that you’ll be expected to pay each month for your home insurance plan.

Home insurance deductible

Your home insurance deductible is the cost that you’ll need to pay out-of-pocket for help from your insurance plan will become active.

The value of your personal items

If an unexpected accident or natural disaster occurs, you’ll need to have a record of the costs of your personal items in order to get reimbursed and buy replacement items. The individual values of your belongings should be recorded by you and kept somewhere safe.

Supplemental policy costs

In some cases, homeowners opt to purchase supplemental insurance plans to protect addition items and aspects of their home life.

CO Insurance Specialist Can Help

If you are interested in home insurance for your dwelling in Colorado, look no further than CO Insurance Specialist. We serve the residents of Wheat Ridge, CO and the surrounding areas, and we’d be glad to help you find an insurance plan that will work for you.

To start a dialogue with one of our experienced and knowledgeable insurance agents, contact us at your earliest convenience. You can get in touch with us by phone, visit our website, or visit our nearest location in Colorado. We look forward to working with you and finding you a great coverage plan for your home.