Auto Insurance in Colorado
In the state of Colorado, you are required to carry auto insurance if you own a vehicle. At CO Insurance Specialist, we can provide you with an auto policy immediately. Whether you are looking for the state minimum limits or the highest limits available, we have you covered. We can write; auto insurance, motorhome insurance, motorcycle insurance, travel trailer insurance, ATV insurance, boat insurance and classic car insurance. If it has a motor, we can insure it! Since we are an independent insurance agency located in Wheat Ridge Colorado, we understand your toys and cars are changing with the seasons and we are here to help. We also offer a personal umbrella insurance policy, in case you and your family want extra protection.
The Basics of Your Auto Insurance Policy
- Liability benefits found on your auto policy will pay for the injuries of the other party if you are found to be at-fault in the accident. The policy will only pay up to the limits that you have selected.
- Comprehensive auto coverage pays for damages to your vehicle if the car is damaged from perils such as fire, hail, wind damage and several other perils. You will be subject to your deductible before the stated benefits will pay out.
- Collision benefits will pay for the damage if you are in an accident and there is damage to your car. You will have to pay the deductible before the insurance company will pay to repair your vehicle.
- Medical coverage will pay for the injuries of everybody in your car if they are hurt in the auto accident and is available in various limits.
A local insurance specialist located in Wheat Ridge Colorado, can help you understand the basic coverage’s of an auto insurance policy. Call us today at 720-638-0850 and let us review your current policy and see if we can’t get you better coverage at a lower rate.